--- title: Point Equity Blog | featured (2) description: featured | Homes are a big investment. Find out how to make your home loan work for you and your life. Learn what makes a great loan, how to spot opportunity, and how to get the most bang for your residential lending buck. 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[Mortgage](https://www.pointequity.com/blog/tag/mortgage), | 3 MIN READ ## [FHA Issues MIP Reduction](https://www.pointequity.com/blog/fha-mip-reduction) March 2, 2023 A significant reduction in mortgage insurance premium fees has been issued for ... [Mortgage](https://www.pointequity.com/blog/tag/mortgage), | 3 MIN READ ## [8 Benefits of Conventional Home Loans](https://www.pointequity.com/blog/common-benefits-of-a-conventional-loan) September 27, 2022 A conventional loan is a safe, transparent loan that follows the rules put in ... [Mortgage](https://www.pointequity.com/blog/tag/mortgage), | 4 MIN READ ## [How do property taxes work in California?](https://www.pointequity.com/blog/how-do-property-taxes-work-in-ca) September 9, 2022 California properties are among the more desirable in the nation, which can ... [Money Matters](https://www.pointequity.com/blog/tag/money-matters), [Mortgage](https://www.pointequity.com/blog/tag/mortgage), | 6 MIN READ ## [Top 3 Differences Between Conventional & Government Loans](https://www.pointequity.com/blog/top-3-differences-between-conventional-government-loans) August 18, 2022 If you’re shopping for loans, you might be wondering what the differences are ... | 2 MIN READ ## [How Rising Interest Rates Affect the Housing Market](https://www.pointequity.com/blog/how-rising-interest-rates-affect-the-housing-market) February 23, 2022 Rising interest rates bring a lot of expectations, and assumptions, about how ... [Mortgage](https://www.pointequity.com/blog/tag/mortgage), | 4 MIN READ ## [Can You Use Cryptocurrency to Buy A Home?](https://www.pointequity.com/blog/can-you-use-cryptocurrency-to-buy-a-home) January 26, 2022 Can you use an alternative currency, aka cryptocurrency, to buy a home - in ... [Mortgage](https://www.pointequity.com/blog/tag/mortgage), | 4 MIN READ ## [Brand New Conforming Loan Limits for 2022 (and FHA, too)](https://www.pointequity.com/blog/new-loan-limits-for-2022) December 10, 2021 For the sixth year in a row, the Federal Housing Finance Authority (FHFA) ... [Mortgage](https://www.pointequity.com/blog/tag/mortgage), | 6 MIN READ ## [New Home FAQ: What's All This Stuff In The Mail?](https://www.pointequity.com/blog/whats-all-this-stuff-in-the-mail) September 17, 2021 Here's something you probably didn't know would happen after buying a home: ... [Mortgage](https://www.pointequity.com/blog/tag/mortgage), | 5 MIN READ ## [When Do You Need a Co-borrower? And Why It's a Big Ask.](https://www.pointequity.com/blog/when-do-you-need-a-co-borrower) September 3, 2021 Have you ever considered asking a family member to help you qualify for a ... [Mortgage](https://www.pointequity.com/blog/tag/mortgage), | 5 MIN READ ## [New Construction Home Buying Guide](https://www.pointequity.com/blog/new-construction-home-buying-guide) August 6, 2021 You've probably seen this happen a lot. A house comes on the market for sale, ... [Mortgage](https://www.pointequity.com/blog/tag/mortgage), | 5 MIN READ [Previous](https://www.pointequity.com/blog/tag/featured/page/1) [All posts](https://www.pointequity.com/blog/all) ## Related Posts ### Subscribe Here! # 60 Second Pre-Approval Quiz [![Get Started](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/4355458/8e444da4-4d9f-4bc3-b5f7-82c96e54682b.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/4355458/8e444da4-4d9f-4bc3-b5f7-82c96e54682b) ### Subscribe to Email Updates [![point_logo](https://www.pointequity.com/hs-fs/hubfs/point_logo.png?width=1849&name=point_logo.png "point_logo")](https://www.pointequity.com) Point Equity Residential Lending 915 Highland Pointe Dr. Suite 160 Roseville, CA 95678   [Local: (916) 248-4620](tel:9162484620) [Toll Free: (888) 551-5110](tel:9995515110) Fax: (916) 914-2306 [info@pointequity.com](mailto:info@pointequity.com) ##### [Buy a Home](https://www.pointequity.com/buy-a-home) ##### [Refinance](https://www.pointequity.com/refinance) ##### [About Us](https://www.pointequity.com/about-us) ##### [Join the Team](https://www.pointequity.com/join-the-team) ##### [Contact Us](https://www.pointequity.com/contact-us) ##### [Resources](https://www.pointequity.com/blog) ### Subscribe to our Newsletter! Point Equity Residential Lending, NMLS ID 1404205. [NMLS Consumer Access Link](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1404205)    Main Office is at 915 Highland Pointe Dr. Suite 160, Roseville, CA 95678. Telephone Number: 916-248-4620. Equal Housing Lender. Licensed in: California (60DBO-56023 & 01987090), Idaho (MBL-2081404205), Washington (CL-1404205). Information, rates, and programs are subject to change without notice and may not be available in all states. This is not an offer to enter into an agreement. All products are subject to credit and property approval.   © Copyright  2020 Point Equity Residential Lending | [Privacy Policy](https://www.pointequity.com/privacy-policy) | [Disclaimer](https://www.pointequity.com/disclaimer)   All information contained herein is for informational purposes only, and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states, and restrictions apply. Equal Housing Opportunity. [**](https://www.facebook.com/pointequity/) [**](https://www.linkedin.com/company/pointequity/) [**](https://www.instagram.com/pointequity/)