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    • Our Values

    • Our Family

    • Our Clients

    • Join Us

    PEOPLE > profit.

    People are greater than profit, and we measure our success in vibrant, healthy communities, not profit and loss statements. Good mortgages are a result of empowered families making smart financial decisions, and good mortgages make great communities.
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    Your mortgage experience matters.

     Here's how we empower our clients to make the most of their mortgage, and own their dream.

     

    Empathy

    The first step toward understanding your unique situation is to put ourselves in your shoes. From this perspective we can offer mortgage advice that best serves you and your family.

    Inclusion

    You're a critical part of the purchase or refinance process. We ensure  you're included in every step to promote transparency, accountability, and follow through.
    Point Equity's Ogden Family

     

    Education

    We love to teach! Passing along key industry knowledge and helping you make informed decisions is part of our job. Sharing our expertise helps you make informed choices that support your family's goals. 

    We invest time and resources to create tools and educational content that help our clients avoid mistakes and make smart financial moves for their future.

    Read Our Blog

     

    Efficiency

    Your time is valuable. We're always working to improve operations and work smarter so you can spend more time doing the things you love, and less time worrying about home loans.

    Delivery

    Our goal is to meet and exceed your expectations—and maybe even amaze you along the way. We welcome feedback from past clients and use what we learn to enhance the loan experience for future clients.
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    Our family serving your family.

    Our professional life is your personal life. There is no better way to remember how personal our business is than being a family ourselves. Heck, if you can take a pie to the face together, what can't you accomplish?

    Meet the Team

    We love people.

    Families contact us for mortgage advice because they know we care.  Those families often become clients and a part of our extended family.  Click below to meet some of these families and read their stories. 
    Meet Our Clients
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    Do you have mortgage mojo?

    If your little heart goes pitter patter when you think about helping family finance their dreams, you might be a good fit to join the team at Point Equity.

    What makes a great addition to the team?

    • Passion for helping people
    • Desire to build healthy communities
    • Focus to roll up your sleeves and get the job done. 
    Join the Team
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    Can't say enough good things about Justin and his team. He helped secure loans for a couple of investment properties for us and made the process seamless. 

    Jeanny

    Roseville, CA

    The Point Equity team is amazing! They were professional, informative & very helpful throughout the entire loan process. I would highly recommend them to any of my family & friends in the future. Thank you again Nick for all your hard work making sure I got the best interest rate possible for my loan Neil T.

    Neil

    Roseville, CA

    They're awesome. Always very responsive. And they don't miss any details; all the loans and underwriting sail thru without a hitch. You need the when you're competing for a home. Very glad we found them. Highly recommended.

    Mike

    Roseville, CA

    Thanks to Justin, Courtney and the gang for helping us realize our dream of moving to the North Coast of California.  No hassle. No fuss. Just great service, advice and help from a great crew. 

    Lee Ann

    Roseville, CA

    They know what they are doing, my refinance and purchase went so smooth and quick! I work at a financial institution and see people all the time so fed up with the mortgage process but they walk you through everything and make it easy! I would never use any other mortgage company!!  

    Raynelle

    Ione, CA

    Super Helpful, Extremely Patient. Made the refinance process so easy and painless. Even arranged for someone to come to my house to sign the paperwork.

    Daman

    Sacramento, CA

    Drop us a line.

    We'd love to meet you, and are always happy to answer questions. 
    Contact us

    Know more.

    Empower yourself with knowledge to make smart decisions. These helpful tools and resources will help you enjoy the process of getting a home loan, and feel
    confident in your financing choices. 

    Understanding FHA Loans: A Guide for First-Time ...

    September 5, 2024

    Money Matters, Mortgage, New Construction, Incentives, Dream Home, NAR Lawsuit, NAR Policies, NAR | 3 MIN READ

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    The US Ten-Year Treasury: Why Mortgage ...

    August 30, 2024

    In the world of mortgages, there are a few key indicators that professionals watch closely to ...

    Money Matters, Mortgage, New Construction, Incentives, Dream Home, NAR Lawsuit, NAR Policies, NAR | 2 MIN READ

    Learn More

    Navigating the New NAR Rules—What Does It All ...

    August 20, 2024

    Okay, the new NAR rules and policies after the NAR settlement have been in effect for a few days ...

    Money Matters, Mortgage, New Construction, Incentives, Dream Home, NAR Lawsuit, NAR Policies, NAR | 5 MIN READ

    Learn More

    Talk to a mortgage advisor.

    It just takes a few moments to find out what your options are. Our experienced mortgage pros are standing by to help.
    Contact us

    E-mail address

    info@pointequity.com

    Contact us

    (916) 248-4620

    Contact Us

    More Ways to Reach Out

    Point Equity Residential Lending
    925 Highland Pointe Dr. Suite 330
    Roseville, CA 95678

     

    Local: (916) 248-4620

    Toll Free: (888) 551-5110

    Fax: (916) 914-2306
    info@pointequity.com
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          Point Equity Residential Lending, NMLS ID 1404205. NMLS Consumer Access Link 

           

          Main Office is at 925 Highland Pointe Dr. Suite 330, Roseville, CA 95678. Telephone Number: 916-248-4620. Equal Housing Lender. Licensed in: California (60DBO-56023 & 01987090), Idaho (MBL-2081404205), Washington (CL-1404205). Information, rates, and programs are subject to change without notice and may not be available in all states. This is not an offer to enter into an agreement. All products are subject to credit and property approval.

           

          © Copyright  2020 Point Equity Residential Lending | Privacy Policy | Disclaimer

           

          All information contained herein is for informational purposes only, and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states, and restrictions apply. Equal Housing Opportunity.