Is refinancing right for you?

If you are worried about an adjustable rate mortgage, or if you are just beginning to have payment problems, you may be able to refinance.

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What is a refinance?

Refinancing gives you completely new mortgage with new terms, interest rates, and monthly payments. The new loan replaces your current mortgage and may lower your payment, which could help improve your financial situation. 

Save Money

Save money and reduce monthly payments by refinancing a high interest rate or adjustable rate mortgage.

Access Cash

Leverage your existing home equity to refinance and get cash for education, investing, or home improvements.

Consolidate Debt

Pay off high interest rate debts using equity from your home and consolidate for a lower interest rate.

Is it the right time to refinance?

If you're not sure refinancing is right for you, we can help. There are lots of great reasons to refinance, but it's not right for everyone. Contact us and we'll help you map out what makes the most sense for your financial future.

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This is all about you.

We're extremely proud of the work we do. 
Here's what our clients say about working with Point Equity.

Justin helped us buy our first home and refinance the same home a few years later. He took the time to explain all options available to us and he guided us toward the best option for us both times.


West Sacramento

Working with Point Equity to refinance my home was on point! I needed a certain amount cash out but I needed reasonable payments. Alex made sure to keep in contact with me and let me know how best to make that happen.


Roseville, CA

Super Helpful, Extremely Patient. Made the refinance process so easy and painless. Even arranged for someone to come to my house to sign the paperwork.


Sacramento, CA

They know what they are doing, my refinance and purchase went so smooth and quick! I work at a financial institution and see people all the time so fed up with the mortgage process but they walk you through everything and make it easy! I would never use any other mortgage company!!  


Ione, CA

My wife and I came across Point Equity while seeking pre-approval on our second home. Within a very short amount of time we were signing papers for the re-fi to complete what was a very seamless and painless process. Brilliant!


Auburn, CA

Contact us.

We're here to help, and eager to hear your story. Contact us and get some answers.

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Know more.

Empower yourself with knowledge to make smart decisions. These helpful tools and resources will help you enjoy the process of getting a home loan, and feel
confident in your financing choices. 

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