916-248-4620
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    Is refinancing right for you?

    If you are worried about an adjustable rate mortgage, or if you are just beginning to have payment problems, you may be able to refinance.
    Apply Online
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    What is a refinance?

    Refinancing gives you completely new mortgage with new terms, interest rates, and monthly payments. The new loan replaces your current mortgage and may lower your payment, which could help improve your financial situation. 

    Save Money

    Save money and reduce monthly payments by refinancing a high interest rate or adjustable rate mortgage.

    Access Cash

    Leverage your existing home equity to refinance and get cash for education, investing, or home improvements.

    Consolidate Debt

    Pay off high interest rate debts using equity from your home and consolidate for a lower interest rate.

    Is it the right time to refinance?

    If you're not sure refinancing is right for you, we can help. There are lots of great reasons to refinance, but it's not right for everyone. Contact us and we'll help you map out what makes the most sense for your financial future.

    Contact us

    This is all about you.

    We're extremely proud of the work we do. 
    Here's what our clients say about working with Point Equity.

    Justin helped us buy our first home and refinance the same home a few years later. He took the time to explain all options available to us and he guided us toward the best option for us both times.

    Kimberly

    West Sacramento

    Working with Point Equity to refinance my home was on point! I needed a certain amount cash out but I needed reasonable payments. Alex made sure to keep in contact with me and let me know how best to make that happen.

    Debbie

    Roseville, CA

    Super Helpful, Extremely Patient. Made the refinance process so easy and painless. Even arranged for someone to come to my house to sign the paperwork.

    Daman

    Sacramento, CA

    They know what they are doing, my refinance and purchase went so smooth and quick! I work at a financial institution and see people all the time so fed up with the mortgage process but they walk you through everything and make it easy! I would never use any other mortgage company!!  

    Raynelle

    Ione, CA

    My wife and I came across Point Equity while seeking pre-approval on our second home. Within a very short amount of time we were signing papers for the re-fi to complete what was a very seamless and painless process. Brilliant!

    Andy

    Auburn, CA

    Contact us.

    We're here to help, and eager to hear your story. Contact us and get some answers.

    Contact us

    Know more.

    Empower yourself with knowledge to make smart decisions. These helpful tools and resources will help you enjoy the process of getting a home loan, and feel
    confident in your financing choices. 

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    E-mail address

    info@pointequity.com

    Contact us

    (916) 248-4620

    Contact Us

    More Ways to Reach Out

    Point Equity Residential Lending
    915 Highland Pointe Dr. Suite 160
    Roseville, CA 95678

     

    Local: (916) 248-4620

    Toll Free: (888) 551-5110

    Fax: (916) 914-2306
    info@pointequity.com
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          Point Equity Residential Lending, NMLS ID 1404205. NMLS Consumer Access Link 

           

          Main Office is at 915 Highland Pointe Dr. Suite 160, Roseville, CA 95678. Telephone Number: 916-248-4620. Equal Housing Lender. Licensed in: California (60DBO-56023 & 01987090), Idaho (MBL-2081404205), Washington (CL-1404205). Information, rates, and programs are subject to change without notice and may not be available in all states. This is not an offer to enter into an agreement. All products are subject to credit and property approval.

           

          © Copyright  2020 Point Equity Residential Lending | Privacy Policy | Disclaimer

           

          All information contained herein is for informational purposes only, and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states, and restrictions apply. Equal Housing Opportunity.