--- title: Point Equity Blog | Purchase description: Purchase | Homes are a big investment. Find out how to make your home loan work for you and your life. Learn what makes a great loan, how to spot opportunity, and how to get the most bang for your residential lending buck. --- [![916-248-4620](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/4355458/ec1ee27c-25ba-4518-bc57-e8edc9cb7c7e.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/4355458/ec1ee27c-25ba-4518-bc57-e8edc9cb7c7e) [![Apply Now](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/4355458/bbb1c79c-b2d0-469c-ac5a-5a51e3eac6df.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/4355458/bbb1c79c-b2d0-469c-ac5a-5a51e3eac6df) [![Point Equity](https://www.pointequity.com/hs-fs/hubfs/Point_Equity_April2018/Images/point_logo3.png?width=120&name=point_logo3.png "Point Equity")](https://www.pointequity.com/) ** [![](https://www.pointequity.com/hubfs/Man%20Thinking%20of%20Home%20(Blue%20House).png) ](https://www.pointequity.com/blog/psychology-of-home-shopping) ### [The Psychology of Falling Out of Escrow](https://www.pointequity.com/blog/psychology-of-home-shopping) April 15, 2025 [Purchase](https://www.pointequity.com/blog/tag/purchase) | 4 MIN READ Or why losing your favorite dessert can be like shopping for your dream home. You head out for dessert at your favorite spot. Most Popular ### [What Does Vesting Mean and Why Is It Important?](https://www.pointequity.com/blog/what-is-vesting) July 23, 2021 [Mortgage](https://www.pointequity.com/blog/tag/mortgage) | 4 MIN READ ### [Great Places to Live in California if You Love Hiking](https://www.pointequity.com/blog/great-places-to-live-in-california-if-you-love-hiking) August 27, 2020 [Lifestyle](https://www.pointequity.com/blog/tag/lifestyle), [california living](https://www.pointequity.com/blog/tag/california-living) | 4 MIN READ ### [3 California Mountain Towns More Affordable Than Truckee & Tahoe](https://www.pointequity.com/blog/3-california-mountain-towns-more-affordable-than-truckee-tahoe) August 26, 2020 [Lifestyle](https://www.pointequity.com/blog/tag/lifestyle) | 7 MIN READ ### [Top 3 Differences Between Conventional & Government Loans](https://www.pointequity.com/blog/top-3-differences-between-conventional-government-loans) August 18, 2022 | 2 MIN READ ### [How do property taxes work in California?](https://www.pointequity.com/blog/how-do-property-taxes-work-in-ca) September 9, 2022 [Money Matters](https://www.pointequity.com/blog/tag/money-matters), [Mortgage](https://www.pointequity.com/blog/tag/mortgage), | 6 MIN READ ![](https://cdn2.hubspot.net/hubfs/2029673/Assets/Search_Image.png) ## [Why Predicting Mortgage Rates IS HARD (And What Ice Cream Can Teach Us About It)](https://www.pointequity.com/blog/speculation-is-hard) March 16, 2025 To understand why prediction is hard, look no further than a short story about ... 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[Purchase](https://www.pointequity.com/blog/tag/purchase), [Dream Home](https://www.pointequity.com/blog/tag/dream-home), [Mortgage Rates](https://www.pointequity.com/blog/tag/mortgage-rates), [2025](https://www.pointequity.com/blog/tag/2025), [buying](https://www.pointequity.com/blog/tag/buying), [first time home buyer](https://www.pointequity.com/blog/tag/first-time-home-buyer), [mortgage market](https://www.pointequity.com/blog/tag/mortgage-market) | 4 MIN READ ## [Getting On the Same Page: A Home Buying Survival Guide for Couples](https://www.pointequity.com/blog/getting-on-the-same-page-a-home-buying-survival-guide-for-couples) July 22, 2022 The number of couples living together unmarried has nearly tripled since the ... 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Point Equity Residential Lending, NMLS ID 1404205. [NMLS Consumer Access Link](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1404205)    Main Office is at 915 Highland Pointe Dr. Suite 160, Roseville, CA 95678. Telephone Number: 916-248-4620. Equal Housing Lender. Licensed in: California (60DBO-56023 & 01987090), Idaho (MBL-2081404205), Washington (CL-1404205). Information, rates, and programs are subject to change without notice and may not be available in all states. This is not an offer to enter into an agreement. All products are subject to credit and property approval.   © Copyright  2020 Point Equity Residential Lending | [Privacy Policy](https://www.pointequity.com/privacy-policy) | [Disclaimer](https://www.pointequity.com/disclaimer)   All information contained herein is for informational purposes only, and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. 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