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Buying a home.

Buying a house might be the largest financial investment you make. We want to make sure you're prepared to take the next step, so we can all celebrate your dream when it's done.

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Point Equity's Nickel Family

How it works.

A mortgage is a big deal. If done right, buying a house is a good investment in your future, and a memorable experience you can look back on proudly for the rest of your life. We treat your mortgage like a human being is going to live with the results...because you deserve more than a drive-through home loan. 

Tell us your story.

Mortgage made human™ means you and your family are the focus of our work. We listen, learn about your story, and roll up our sleeves to help you plan your purchase.

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Choose the right loan.

We'll go through the loan options with you to help you decide which one is best for you, and get you pre-approved so you can get out there and find your perfect home.

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Buy your home.

With a pre-approval letter and a plan, you've got an advantage over the competition. Bid confidently, and we'll work to close the deal.


Ready for the next step?

Ready to get in touch and start planning your home purchase? Try our 60-Second Pre-Approval Quiz and find out how much house you can afford. It takes less than a minute, and doesn't require a credit check. 

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This is all about you.

We're extremely proud of the work we do.
Here's what our clients say about working with Point Equity.

Every option was explained and what kind of impact would have on short or long run. Everything was transparent - no bundled confusing fees. The process was simple what made home purchase much easier. This is how it should be done.


San Francisco, CA

Super Helpful, Extremely Patient. Made the refinance process so easy and painless. Even arranged for someone to come to my house to sign the paperwork. 


Sacramento, CA

Nick is the "Mortgage Whisperer".This man is an expert in his craft. Absolutely amazing. He knows all of the ins and outs of the mortgage world.


Los Angeles, CA

Excellent Organization.  Worked with Justin Coupe who was very helpful in securing our home loan.  The team was very organized and laid out exactly what we needed to complete the loan process.  Additionally, the communication from them and their overall availability when we need to reach them was excellent.  They were always there for us and made the process very smooth and clear with no surprises.


Roseville, CA

Working with Point Equity to refinance my home was on point! I needed a certain amount cash out but I needed reasonable payments. Alex made sure to keep in contact with me and let me know how best to make that happen.


Roseville, CA

Contact us.

Reach out and give us a shout. We're always happy to chat.

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Know more.

Empower yourself with knowledge to make smart decisions. These helpful tools and resources will help you enjoy the process of getting a home loan, and feel
confident in your financing choices. 

Untitled Design (41)

How to Buy a House With a Conventional Loan in 2018

If you're considering buying a home with a conventional loan, you're not alone. ...

Justin Coupe | 14 MIN READ

Top 3 Differences Between Conventional & Government Loans

If you’re shopping for loans, you might be wondering what the differences are ...

Nick Cunningham | 1 MIN READ

How to Find More Money for a Down Payment: 5 Awesome Ideas

Ugh. They want so much money down on a house these days. After you’ve employed ...

Point Equity | 5 MIN READ

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Contact us

(916) 248-4620