Conventional loans are the gold standard in residential financing. If you have well established credit and at least 3% saved for a down payment, a conventional loan might be a good choice.
Less demanding eligibility requirements make FHA loans some of the easiest loans to obtain. They're a popular choice for first time home buyers and borrowers with less-than-perfect credit.
Are you or your spouse active or retired military? If so, you may be eligible for zero down financing when they buy a home using a VA loan. Great interest rates and low minimum credit score requirements are an enticing benefit of this popular government loan option.
If you live in a rural or suburban areas of California you may be able to take advantage of a USDA loan to purchase your home. Benefits include zero down and lower mortgage insurance costs than other government backed loans.
Non-traditional lenders offer an alternative to traditional conforming and government backed loans.These independent loan sources provide financing solutions for those who might otherwise have a tough time getting approved for a loan using mainstream methods.
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