How we protect your privacy online

This Privacy Policy governs the manner in which Point Equity Residential Lending collects, uses, maintains, and discloses information collected from users (each, a "User") of the http://www.pointequity.com website ("Site"). This privacy policy applies to the Site and all products and services offered by Point Equity Residential Lending.

We recognize the responsibility we are endowed with when you place your trust in us, and consider it a priority and duty to take every measure to protect your privacy to the best of our ability. When we collect personal information from you, whether on the site, via email, text, or otherwise, we make every effort to provide clear and concise information about how your information will be used, and why it is being collected. By using this site, you are agreeing to the terms and conditions presented here, and elsewhere on the site.

Our goal at Point Equity Residential Lending is to help families and individuals enjoy the process of obtaining a home loan, and part of that mission is respecting the privacy of our clients. We take every available precaution to protect the personal and private details of our transactions with clients, and to prevent unauthorized third parties from accessing information obtained by our employees, online forms, text conversations, and otherwise. Your information is never shared with any outside company for use in their promotions without your explicit consent.

Children under the age of 18 are in no way solicited to receive promotional information or advertising from Point Equity regarding financial matters, and none of our advertising, web services, education, or other marketing materials are designed to attract that demographic.

We never knowingly collect or solicit information from individuals under the age of 18, or attempt to enter into financial transactions with them.

What type of information do we collect?

The Site does not collect personally identifiable information about you unless you expressly provide such information, such as your name, physical address, and email address, to us on a voluntary basis, for example, when submitting a request for a callback or a complaint. We may also add the information you expressly provide to our databases or contact lists. We use such personally identifiable information to send you the information you request, to respond to your inquiries and comments, and, from time to time, to send you information regarding events and developments that we think may be of interest to you.

If you decide at any time that you no longer wish to receive information from us, please see “Contact Us” below. On rare occasions, we may send important administrative information regarding the Site or services to users using their email addresses; because such information may be important to your use of the Site, it may not be possible to “opt-out” of receiving such email.

Non-personally Identifiable Information

We also automatically collect non-personally identifiable information through cookies and log files when you access the Site. Such information includes, without limitation, the following: your internet service provider, the IP address of the computer you are using, the type of browser software and operating system that you use, the date and time you access the Site, your length of stay on the Site, the pages that you visit on the Site, the Web site address, if any, from which you linked directly to the Site, the Web site address, if any, to which you travel from the Site, and other similar traffic information. We may aggregate your information with similar data collected from other users to help us improve our Site and the services we provide through our Site. We do not use such data in any way to create or maintain a personal profile of you or to collect personally identifiable information from you.

Our Use of Information We Collect

Generally, we do not disclose personally identifiable information that we collect through your use of the Site to unaffiliated third parties without your consent. However, we reserve the right to provide such information to our employees, contractors, agents, and designees to the extent necessary to enable them to perform certain Site-related services on our behalf. We also reserve the right to disclose such information to any third party if we believe that we are required to do so for any of all of the following reasons: (i) by law; (ii) to comply with legal processes or governmental requests; (iii) to prevent, investigate, detect, or prosecute criminal offenses or attacks on the technical integrity of the Site or our network; or (iv) to protect the rights, property, or safety of Point Equity and its employees, users of the Site, or the public.

Third parties may use cookies, web beacons, and similar technologies to collect or receive information from our website and elsewhere on the Internet and use that information to provide measurement services and target ads. You can opt-out of the collection and use of information for ad targeting by visiting www.aboutads.info/choices.

Children's Online Privacy "COPPA" Information

The Site is not directed to children under thirteen years of age, and we do not knowingly collect personally identifiable information from such children. If you are younger than thirteen, please do not provide any personally identifiable information while using the Site.

Protection of your Identity and Credit Information

When you are applying for a home loan you are entering into interactions with credit reporting agencies who may choose to share your personal information and details with other entities/companies. As a result, you might receive emails or other correspondence you weren’t anticipating, and didn’t request. Other offers to refinance, or obtain a similar loan would be an example of this. Stopping these attempts is easy, and you can opt out of the offers by calling (888) 567-8688 or going to the ards, refinancing or other loan products.

You can stop these calls and Emails by opting out of these prescreened credit offers. Simply call (888) 567-8688 or visiting the Consumer Credit Reporting Industry’s website www.optoutprescreen.com and request to opt out of contact.

 

How We Protect Your Information

Point Equity employs industry-standard security measures designed to protect against the loss, misuse, or alteration of personally identifiable information under our control. Unfortunately, no security system, or system of transmitting data over the Internet, can be guaranteed to be 100% secure. Therefore, while we employ industry-standard security measures to protect your personally identifiable information, we cannot guarantee the security of our servers, the means by which information is transmitted between your computer and our servers, or any information provided to us or to any third party through or in connection with the site.

Third Party Websites

The Site may contain links to Web sites owned by third parties. If you link to any such Web site, any information you disclose on that site is not subject to this Privacy Policy. You should consult the privacy policies of each Web site you visit. We are not responsible for the privacy practices of others. Any Site link to a Web site owned by a third party does not constitute an endorsement, approval, association, sponsorship, or affiliation with the linked site unless specifically stated.

This Website Uses Google AdWords

This website uses the Google AdWords remarketing service to advertise on third party websites (including Google) to previous visitors to our site. It could mean that we advertise to previous visitors who haven’t completed a task on our site, for example using the contact form to make an enquiry. This could be in the form of an advertisement on the Google search results page, or a site in the Google Display Network. Third-party vendors, including Google, use cookies to serve ads based on someone’s past visits to the Point Equity Residential Lending website. Of course, any data collected will be used in accordance with our own privacy policy and Google’s privacy policy.You can set preferences for how Google advertises to you using the Google Ad Preferences page, and if you want to you can opt out of interest-based advertising entirely by cookie settings or permanently using a browser plugin.

This Website Uses Facebook Ads

This website uses the Facebook retargeting service to advertise on Facebook and its partner websites and applications to previous visitors to our site. It could mean that we advertise to previous visitors who haven’t completed a task on our site, for example using the contact form to make an enquiry. This could be in the form of an advertisement on the visitor's Facebook newsfeed, on Instagram, or a third-party application. Third-party vendors, including Facebook, use cookies to serve ads based on someone’s past visits to the Point Equity Residential Lending website. Of course, any data collected will be used in accordance with our own privacy policy and Facebook’s privacy policy.You can set preferences for how Facebook advertises to you using the Facebook Ad Preferences page, and if you want to you can opt out of interest-based advertising entirely by cookie settings or permanently using a browser plugin.

Changes To This Privacy Policy

Point Equity Residential Lending has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your Acceptance Of These Terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Contacting Us; Opt Out

If you would like to update or otherwise change the personally identifiable information you have provided to us, or if you no longer wish to receive materials from us or want your personally identifiable information removed from our databases, please contact us at admin@pointequity.com. Alternatively, if and when you receive materials from us by email, you may make use of the “opt-out” provision in such email to let us know that you no longer wish to receive such materials from us. If you have any questions about this Privacy Policy or our collection and use of your personally identifiable information, please contact us at compliance@pointequity.com.

Point Equity Residential Lending
925 Highland Pointe, Ste 330
Roseville, CA 95678
http://www.pointequity.com
916-248-4620 | admin@pointequity.com

Contact us

If you have questions or are interested in more information about how we protect your privacy, please contact us. We are happy to address any concerns you may have.

Contact us

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E-mail address

info@pointequity.com

Contact us

(916) 248-4620