--- title: Builder Services - Point Equity Residential Lending description: Buying a home may be a great option and a good long-term investment, but only if you’re ready for the financial commitment and responsibility of home ownership. This might be the largest financial decision you make. We'll help you understand your best moves, and how to get the best deal for you. image: https://www.pointequity.com/hubfs/Stock%20Images/julian-gentilezza-351164-unsplash-1.jpg --- [![916-248-4620](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/4355458/ec1ee27c-25ba-4518-bc57-e8edc9cb7c7e.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/4355458/ec1ee27c-25ba-4518-bc57-e8edc9cb7c7e) [![Apply Now](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/4355458/bbb1c79c-b2d0-469c-ac5a-5a51e3eac6df.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/4355458/bbb1c79c-b2d0-469c-ac5a-5a51e3eac6df) [![Point Equity](https://www.pointequity.com/hs-fs/hubfs/Point_Equity_April2018/Images/point_logo3.png?width=120&name=point_logo3.png "Point Equity")](https://www.pointequity.com/) ** # **New Construction Lending** We support local developers and national builders to ensure on-time closings and industry-best mortgage experiences for their clients. [![Apply Online](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/4355458/6ae155a5-4d85-49fb-89ca-a643d49e1be5.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/4355458/6ae155a5-4d85-49fb-89ca-a643d49e1be5) ![House with Color](https://www.pointequity.com/hs-fs/hubfs/House%20with%20Color.png?width=2906&name=House%20with%20Color.png "House with Color") ## **How we help.** For our builder partners, we operate like a well-oiled machine as an extension of their production and supply chain, and we treat each client like family . . . because builders deserve a great lender and clients deserve a great mortgage. ** #### Love Your Lender. We are an extension of the quality of service your company provides and make the building and buying experience better. ** #### Close on time. Our production team understands the importance of timeliness and prioritizes all new home escrows to ensure they close on time. ** #### Strategic Transparency. Point Equity developed proprietary technology, Patches, to ensure our builder partners receive clear communication and updates when it's needed most. ## **Need New Construction Financing?** Click the link below to start the application process and connect with our industry-leading team. [![Apply Online](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/4355458/309c37bb-f922-4d3d-9667-faca6a0f88f6.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/4355458/309c37bb-f922-4d3d-9667-faca6a0f88f6) ## **This is all about you.** We're extremely proud of the work we do. Here's what [our clients](https://www.pointequity.com/our-clients) say about working with Point Equity. ![Point Equity Residential Lending Logo](https://www.pointequity.com/hs-fs/hubfs/point_logo3.png?width=220&height=59&name=point_logo3.png) Every option was explained and what kind of impact would have on short or long run. Everything was transparent - no bundled confusing fees. The process was simple what made home purchase much easier. This is how it should be done. #### Lana San Francisco, CA ![Point Equity Residential Lending Logo](https://www.pointequity.com/hs-fs/hubfs/point_logo3.png?width=220&height=59&name=point_logo3.png) Super Helpful, Extremely Patient. Made the refinance process so easy and painless. Even arranged for someone to come to my house to sign the paperwork.  #### Daman Sacramento, CA ![Point Equity Residential Lending Logo](https://www.pointequity.com/hs-fs/hubfs/point_logo2.png?width=1850&height=496&name=point_logo2.png) Nick is the "Mortgage Whisperer".This man is an expert in his craft. Absolutely amazing. He knows all of the ins and outs of the mortgage world. #### Jeremy Los Angeles, CA ![Point Equity Residential Lending Logo](https://www.pointequity.com/hs-fs/hubfs/point_logo3.png?width=220&height=59&name=point_logo3.png) Excellent Organization.  Worked with Justin Coupe who was very helpful in securing our home loan.  The team was very organized and laid out exactly what we needed to complete the loan process.  Additionally, the communication from them and their overall availability when we need to reach them was excellent.  They were always there for us and made the process very smooth and clear with no surprises. #### Rajeev Roseville, CA ![Point Equity Residential Lending Logo](https://www.pointequity.com/hs-fs/hubfs/point_logo3.png?width=220&height=59&name=point_logo3.png) Working with Point Equity to refinance my home was on point! I needed a certain amount cash out but I needed reasonable payments. Alex made sure to keep in contact with me and let me know how best to make that happen. #### Debbie Roseville, CA ## **Contact us.** Reach out and give us a shout. We're always happy to chat. [![Contact us](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/4355458/ae092409-c633-4bf8-9c01-41cc29ec3d0b.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/4355458/ae092409-c633-4bf8-9c01-41cc29ec3d0b) ## **Know more.** Empower yourself with knowledge to make smart decisions. These helpful tools and resources will help you enjoy the process of getting a home loan, and feel confident in your financing choices.  [![](https://www.pointequity.com/hubfs/Man%20Thinking%20of%20Home%20(Blue%20House).png) ](https://www.pointequity.com/blog/psychology-of-home-shopping) ## [The Psychology of Falling Out of Escrow](https://www.pointequity.com/blog/psychology-of-home-shopping) April 15, 2025 Or why losing your favorite dessert can be like shopping for your dream home. You head out for ... [Purchase](https://www.pointequity.com/blog/tag/purchase), [Dream Home](https://www.pointequity.com/blog/tag/dream-home), [Mortgage Rates](https://www.pointequity.com/blog/tag/mortgage-rates), [2025](https://www.pointequity.com/blog/tag/2025), [buying](https://www.pointequity.com/blog/tag/buying), [first time home buyer](https://www.pointequity.com/blog/tag/first-time-home-buyer), [mortgage market](https://www.pointequity.com/blog/tag/mortgage-market) | 4 MIN READ [Learn More](https://www.pointequity.com/blog/psychology-of-home-shopping) [![](https://www.pointequity.com/hubfs/Two%20Boys%20Eating%20Ice%20Cream.png) ](https://www.pointequity.com/blog/speculation-is-hard) ## [Why Predicting Mortgage Rates IS HARD (And What ...](https://www.pointequity.com/blog/speculation-is-hard) March 16, 2025 To understand why prediction is hard, look no further than a short story about my kids + ice cream. ... [Purchase](https://www.pointequity.com/blog/tag/purchase), [Dream Home](https://www.pointequity.com/blog/tag/dream-home), [Mortgage Rates](https://www.pointequity.com/blog/tag/mortgage-rates), [2025](https://www.pointequity.com/blog/tag/2025), [buying](https://www.pointequity.com/blog/tag/buying), [first time home buyer](https://www.pointequity.com/blog/tag/first-time-home-buyer), [mortgage market](https://www.pointequity.com/blog/tag/mortgage-market) | 4 MIN READ [Learn More](https://www.pointequity.com/blog/speculation-is-hard) [![](https://www.pointequity.com/hubfs/Wood%20Blocs%20Spelling%202025%20with%20Wooden%20Toy%20House.jpeg) ](https://www.pointequity.com/blog/buying-a-home-in-2025) ## [Buying in 2025 - Some Things to Know if You Plan ...](https://www.pointequity.com/blog/buying-a-home-in-2025) December 31, 2024 If you’re considering buying a home in 2025, understanding the market landscape can help you make ... [Purchase](https://www.pointequity.com/blog/tag/purchase), [Dream Home](https://www.pointequity.com/blog/tag/dream-home), [Mortgage Rates](https://www.pointequity.com/blog/tag/mortgage-rates), [2025](https://www.pointequity.com/blog/tag/2025), [buying](https://www.pointequity.com/blog/tag/buying), [first time home buyer](https://www.pointequity.com/blog/tag/first-time-home-buyer), [mortgage market](https://www.pointequity.com/blog/tag/mortgage-market) | 4 MIN READ [Learn More](https://www.pointequity.com/blog/buying-a-home-in-2025) ![](https://cdn2.hubspot.net/hubfs/3842749/Icons/003-new-email-outline.svg) E-mail address #### [info@pointequity.com](mailTo:info@pointequity.com) ![](https://cdn2.hubspot.net/hubfs/3842749/Icons/002-phone-call.svg) Contact us #### [(916) 248-4620](tel:+9162484620) ![](https://cdn2.hubspot.net/hubfs/3842749/Icons/001-handshake.svg) Contact Us #### [More Ways to Reach Out](https://www.pointequity.com/contact-us) [![point_logo](https://www.pointequity.com/hs-fs/hubfs/point_logo.png?width=1849&name=point_logo.png "point_logo")](https://www.pointequity.com) Point Equity Residential Lending 915 Highland Pointe Dr. Suite 160 Roseville, CA 95678   [Local: (916) 248-4620](tel:9162484620) [Toll Free: (888) 551-5110](tel:9995515110) Fax: (916) 914-2306 [info@pointequity.com](mailto:info@pointequity.com) ##### [Buy a Home](https://www.pointequity.com/buy-a-home) ##### [Refinance](https://www.pointequity.com/refinance) ##### [About Us](https://www.pointequity.com/about-us) ##### [Join the Team](https://www.pointequity.com/join-the-team) ##### [Contact Us](https://www.pointequity.com/contact-us) ##### [Resources](https://www.pointequity.com/blog) ### Subscribe to our Newsletter! Point Equity Residential Lending, NMLS ID 1404205. [NMLS Consumer Access Link](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1404205)    Main Office is at 915 Highland Pointe Dr. Suite 160, Roseville, CA 95678. Telephone Number: 916-248-4620. Equal Housing Lender. Licensed in: California (60DBO-56023 & 01987090), Idaho (MBL-2081404205), Washington (CL-1404205). Information, rates, and programs are subject to change without notice and may not be available in all states. This is not an offer to enter into an agreement. All products are subject to credit and property approval.   © Copyright  2020 Point Equity Residential Lending | [Privacy Policy](https://www.pointequity.com/privacy-policy) | [Disclaimer](https://www.pointequity.com/disclaimer)   All information contained herein is for informational purposes only, and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states, and restrictions apply. Equal Housing Opportunity. [**](https://www.facebook.com/pointequity/) [**](https://www.linkedin.com/company/pointequity/) [**](https://www.instagram.com/pointequity/)