Buying a home may be a great option and a good long-term investment, but only if you’re ready for the financial commitment and responsibility of home ownership. Buying a house is the largest financial investment you will probably make, so you want to make sure you’ve done your homework and are prepared to take that next step.

1.

Getting Started

The first question many ask themselves before buying a home is, "What can I afford?". While that is extremely important, you also want to consider where you want to live, what you need in a house, and most importantly, how much extra money do you want for yourself every month. Budgeting yourself for both your mortgage payment and your personal life is essential, and Point Equity Residential Lending help can you find right balance for your lifestyle.

2.

Qualifying for a Mortgage

When you're ready to start looking for a new home, you can gain an advantage over other home-buyers by getting pre-qualified, or even better, getting pre-approved. Contact Us to learn about the advantages of being pre-approved, to give yourself the best chance to win the bid for the home of your dreams.

3. 

Choosing the Loan for You

There are numerous loan programs on the market today, but only one of them is going to be the right choice for you. When you work with Point Equity Residential Lending, we'll go through the loan programs with you to help you decide, based on your personal preferences, as well as sound financial discretion, which loan program is right for you.