--- title: Point Equity Blog | california living description: california living | Homes are a big investment. Find out how to make your home loan work for you and your life. Learn what makes a great loan, how to spot opportunity, and how to get the most bang for your residential lending buck. --- [![916-248-4620](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/4355458/ec1ee27c-25ba-4518-bc57-e8edc9cb7c7e.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/4355458/ec1ee27c-25ba-4518-bc57-e8edc9cb7c7e) [![Apply Now](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/4355458/bbb1c79c-b2d0-469c-ac5a-5a51e3eac6df.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/4355458/bbb1c79c-b2d0-469c-ac5a-5a51e3eac6df) [![Point Equity](https://www.pointequity.com/hs-fs/hubfs/Point_Equity_April2018/Images/point_logo3.png?width=120&name=point_logo3.png "Point Equity")](https://www.pointequity.com/) ** [![](https://www.pointequity.com/hubfs/Man%20Thinking%20of%20Home%20(Blue%20House).png) ](https://www.pointequity.com/blog/psychology-of-home-shopping) ### [The Psychology of Falling Out of Escrow](https://www.pointequity.com/blog/psychology-of-home-shopping) April 15, 2025 [Purchase](https://www.pointequity.com/blog/tag/purchase) | 4 MIN READ Or why losing your favorite dessert can be like shopping for your dream home. You head out for dessert at your favorite spot. Most Popular ### [What Does Vesting Mean and Why Is It Important?](https://www.pointequity.com/blog/what-is-vesting) July 23, 2021 [Mortgage](https://www.pointequity.com/blog/tag/mortgage) | 4 MIN READ ### [Great Places to Live in California if You Love Hiking](https://www.pointequity.com/blog/great-places-to-live-in-california-if-you-love-hiking) August 27, 2020 [Lifestyle](https://www.pointequity.com/blog/tag/lifestyle), [california living](https://www.pointequity.com/blog/tag/california-living) | 4 MIN READ ### [3 California Mountain Towns More Affordable Than Truckee & Tahoe](https://www.pointequity.com/blog/3-california-mountain-towns-more-affordable-than-truckee-tahoe) August 26, 2020 [Lifestyle](https://www.pointequity.com/blog/tag/lifestyle) | 7 MIN READ ### [Top 3 Differences Between Conventional & Government Loans](https://www.pointequity.com/blog/top-3-differences-between-conventional-government-loans) August 18, 2022 | 2 MIN READ ### [How do property taxes work in California?](https://www.pointequity.com/blog/how-do-property-taxes-work-in-ca) September 9, 2022 [Money Matters](https://www.pointequity.com/blog/tag/money-matters), [Mortgage](https://www.pointequity.com/blog/tag/mortgage), | 6 MIN READ ![](https://cdn2.hubspot.net/hubfs/2029673/Assets/Search_Image.png) ## [California Beach Camping 101](https://www.pointequity.com/blog/california-beach-camping-101) October 5, 2020 Camping on the beach in northern California has long been a favored activity ... [Lifestyle](https://www.pointequity.com/blog/tag/lifestyle), [california living](https://www.pointequity.com/blog/tag/california-living) | 4 MIN READ ## [Great California Towns to Live in if You Hate to Drive](https://www.pointequity.com/blog/awesome-california-towns-to-live-in-if-you-hate-to-drive) October 1, 2020 Believe it or not, if you Google “towns with the highest walkability ... [Lifestyle](https://www.pointequity.com/blog/tag/lifestyle), [california living](https://www.pointequity.com/blog/tag/california-living) | 4 MIN READ ## [Great Places to Live in California if You Love Hiking](https://www.pointequity.com/blog/great-places-to-live-in-california-if-you-love-hiking) August 27, 2020 Hiking in California can be one of the most rewarding experiences of all time. ... [Lifestyle](https://www.pointequity.com/blog/tag/lifestyle), [california living](https://www.pointequity.com/blog/tag/california-living) | 4 MIN READ ## [What is Mello Roos? Understand Before You Buy a House](https://www.pointequity.com/blog/what-is-mello-roos-understand-before-you-buy-a-house) June 7, 2020 There are many factors to consider when you buy a house. ... [Purchase](https://www.pointequity.com/blog/tag/purchase), [california living](https://www.pointequity.com/blog/tag/california-living) | 3 MIN READ ## [5 Snow Parks In Northern California to Help You Beat the Winter Blues](https://www.pointequity.com/blog/5-snow-parks-northern-california-help-you-beat-winter-blues) April 16, 2018 Updated May 30, 2020 It’s no secret the team here at Point Equity are huge fans ... [Lifestyle](https://www.pointequity.com/blog/tag/lifestyle), [california living](https://www.pointequity.com/blog/tag/california-living) | 7 MIN READ [All posts](https://www.pointequity.com/blog/all) ## Related Posts ### Subscribe Here! # 60 Second Pre-Approval Quiz [![Get Started](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/4355458/8e444da4-4d9f-4bc3-b5f7-82c96e54682b.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/4355458/8e444da4-4d9f-4bc3-b5f7-82c96e54682b) ### Subscribe to Email Updates [![point_logo](https://www.pointequity.com/hs-fs/hubfs/point_logo.png?width=1849&name=point_logo.png "point_logo")](https://www.pointequity.com) Point Equity Residential Lending 915 Highland Pointe Dr. Suite 160 Roseville, CA 95678   [Local: (916) 248-4620](tel:9162484620) [Toll Free: (888) 551-5110](tel:9995515110) Fax: (916) 914-2306 [info@pointequity.com](mailto:info@pointequity.com) ##### [Buy a Home](https://www.pointequity.com/buy-a-home) ##### [Refinance](https://www.pointequity.com/refinance) ##### [About Us](https://www.pointequity.com/about-us) ##### [Join the Team](https://www.pointequity.com/join-the-team) ##### [Contact Us](https://www.pointequity.com/contact-us) ##### [Resources](https://www.pointequity.com/blog) ### Subscribe to our Newsletter! Point Equity Residential Lending, NMLS ID 1404205. [NMLS Consumer Access Link](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1404205)    Main Office is at 915 Highland Pointe Dr. Suite 160, Roseville, CA 95678. Telephone Number: 916-248-4620. Equal Housing Lender. Licensed in: California (60DBO-56023 & 01987090), Idaho (MBL-2081404205), Washington (CL-1404205). Information, rates, and programs are subject to change without notice and may not be available in all states. This is not an offer to enter into an agreement. All products are subject to credit and property approval.   © Copyright  2020 Point Equity Residential Lending | [Privacy Policy](https://www.pointequity.com/privacy-policy) | [Disclaimer](https://www.pointequity.com/disclaimer)   All information contained herein is for informational purposes only, and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states, and restrictions apply. Equal Housing Opportunity. [**](https://www.facebook.com/pointequity/) [**](https://www.linkedin.com/company/pointequity/) [**](https://www.instagram.com/pointequity/)